By accessing this site (the "Site"), you agree to the following Terms and Conditions. If you do not agree, you should exit the site and not use it further. NewsBank, Inc. ("NewsBank") reserves the right to revise these Terms and Conditions at any time by updating this posting, and also to modify or terminate any products, services, software, applications or features on the Site at any time. All products, services, software, applications or features available on or through this Site are subject to these Terms and Conditions, including but not limited to the EXCLUSION OF WARRANTIES and Limitations of Liability below.

Authorized Users - i.e., institutional subscribers (such as schools or libraries), or persons using an institutional subscriber's service with permission (such as a library patron), or individual visitors to this site (the "Site") who pay the applicable fee(s) to gain access to the content available on this Site - are granted a non-exclusive, non-transferable, limited license to browse, search and view the content on the Site for research and other personal, non-commercial purposes, subject to any applicable provisions in the Supplemental Terms for content from particular publishers. Printing and downloading are limited to the same purposes and to single copies of individual articles (subject to any applicable fees), and in no event more than an insubstantial portion of the total data available on the Site.

You may not remove any copyright, trademark or other proprietary notices from content you download. Nor may you distribute, modify, transmit, reuse, re-post, or use any content from the Site for public or commercial purposes. These limitations apply to all content on the Site, including but not limited to the text, images, applications, computer code, audio and video. Any use contrary to these limitations is a violation of the intellectual property rights of NewsBank and/or its contributors.

Unless otherwise noted, all material on the Site is copyrighted and belongs either to the original publisher of the archived content or to NewsBank. You agree to respect the copyrights of the owners and to take no action that would violation such rights. Without limiting the foregoing, you specifically agree not to redistribute any content from this Site, or to store or use any content from this Site in a searchable database. Copyright violation is a serious offense, punishable by civil and criminal penalties.

Additional terms applicable to your viewing and use of the content furnished and owned by any particular publisher may appear in your applicable price schedule, the Supplemental Terms for that particular content, online descriptions of a particular database, or the subscription agreement entered into by any institution (school, library, company, etc.) through which you gain access to the content; all such additional terms are hereby made part of these Terms and Conditions.

NewsBank uses reasonable efforts to include accurate and up-to-date information and content in the Site, but makes no warranties as to its accuracy. NewsBank assumes no responsibility for the content furnished by any publishers, and expressly disclaims liability for any offensive, defamatory, or infringing content that may be furnished by a publisher for inclusion on the Site. NewsBank has not reviewed any sites linked to the Site and is not responsible for the content of any off-Site pages or any sites linked to the Site. Your access to, and use of, the Site, including your linking to any other off-Site pages or other sites, are at your own risk.

Any merchandise, coupons, offers, products or services offered to you through links to the Site are provided by third parties who are not affiliated with NewsBank. NewsBank does not endorse any third-party sites or any offers available through any such sites. NewsBank has no responsibility for any transactions and communications between you and any third party, including but not limited to any personal information you may choose to provide to any third party.

EVERYTHING ON THE SITE IS PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. WITHOUT LIMITING THE FOREGOING, NEWSBANK DISCLAIMS ANY WARRANTIES FOR THE SECURITY, RELIABILIY, ACCURACY, COMPLETENESS, TIMELINESS, AVAILABILITY OR PERFORMANCE OF ANY PRODUCTS, SERVICES, APPLICATIONS, FEATURES, INFORMATION OR MATERIALS ON THE SITE, AS WELL AS FOR ANY SUCH ITEMS OR OTHER CONTENT AVAILABLE THROUGH ANY LINKS TO THE SITE.

Neither NewsBank nor any other party involved with the Site shall be liable for any direct, indirect incidental, consequential, or punitive or other damages or losses of any kind whatsoever arising out of your access to, or use of, the Site, including but not limited to any failure of performance, error, omission, interruption, defect or computer virus, or the deletion, failure to store, misdelivery or unavailability of any information, material, products, services, applications or features, even if advised of the possibility of such damages or losses. NewsBank's maximum liability to you for all claims, including but not limited to negligence, shall in no event exceed the amount, if any, you paid to NewsBank for access to the content on the Site.

By using the Site, you agree to release and hold harmless NewsBank, its affiliates, officers, directors and employees from any and all claims, demands, damages, costs and expenses of any kind whatsoever relating in any way to use of the Site or any materials downloaded from this Site. Some jurisdictions do not allow the exclusion of implied warranties or certain forms of damages, so some of the above exclusions may not apply to you.

The trademarks, logos, and service marks (collectively the "Trademarks") displayed on the Site, are the Trademarks of NewsBank, except as otherwise noted. All other Trademarks, publicity rights and other rights are the property of their respective owners. You do not have any license or right, by implication, estoppel, or otherwise, to use any Trademark, image or other material displayed on the Site without the written permission of NewsBank or the third party that may own the relevant material.

NewsBank will respond promptly to any claims that infringing material appears on the Site, including investigating any such claims with the publishers who furnish the content for this Site and taking any appropriate action under applicable laws. Publishers who furnish content that appears on this Site represent and warrant to us that they hold the necessary rights for such content.

NewsBank reserves the right to pursue any and all legal and equitable remedies against anyone violating these Terms and Conditions, including but not limited to terminating access to the Site. Any failure by NewsBank to enforce any of its rights hereunder shall not be deemed a waiver of such rights or of any other rights.

These terms and conditions are governed by the laws of the State of Connecticut, without regard to principles of the conflicts of laws, and may not be modified except as expressly stated herein. Any disputes relating hereto or to any use of this Site shall be resolved exclusively in the State or Federal Courts located in the State of Connecticut, and you and NewsBank both consent to the jurisdiction of such courts for any such disputes. Unless otherwise specified, this Site is made available only to provide information about NewsBank and its products and services. NewsBank offers this Site from its offices in New Canaan, Connecticut, USA, and makes no representation or warranty that materials in the Site are appropriate or available for use in any other jurisdiction. If you use this Site from elsewhere, you are responsible for compliance with all applicable local laws.